Welcome to MoneyMagic™
eSmart™ Bill-Pay Users Experience an Extra $500 - $1,500/mo.
See How Much the eSmart™ system will help you. Simply click the button and key in your bills and income. NOTE! when filling in your numbers please input a full round number including dollars and cents. example $300.00
MoneyMagic has a “Split-Dollar Deposit” algorithm to make sure all of your monthly bills can be paid as efficiently as possible from your bank while increasing your overall monthly savings. This is done without asking you to cut back on your monthly spending!
Let's get some basic information about your income:
MoneyMagic needs a detailed account of your monthly expenses in order to calculate the amount of money that can be unlocked per month.
Now we are going to gather a little information about your normal expenses such as power bill, water bill, etc.
Let's gather some expenses that are above and beyond what most consider basic necessities. These are optional and can be skipped if you do not have one.
These are expenses that are uncommon, but are crucial for some.
Typically your insurance will be deducted from your pay check each pay period. There are scenarios where this may not be the case. Please select any additional insurances that you may carry.
There is no need to include any insurance that is already being deducted.
Revolving Expenses/Other Debts
Now let's get into the fun stuff. Time to discuss your Credit Cards, Student Loans, Title Loans, etc.
Please combine all payments of each type of debt.
Example: You have 3 credit cards. (Credit Card 1: $25 payment/month, Card 2: $100/month, Card 3: $0 Payment)
Total Amount: $125 would go in the box for Credit Cards.
*if none of this applies to you then click on next.
Time to bring home the (turkey) bacon. No Really, let's discuss your grocery bill, shopping, entertainment, gasoline, trips, and all the other fun things in your life.
Please skip any expenses that do not apply.
Vacations and other fun stuff
We all take trips and vacations. They are a lot of fun and are probably not taken as often as you would like.